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Almost retired

The pension plan of the PCN Pension Fund offers the possibility of advancing and deferring retirement. Advance retirement If you are born in 1953, you can advance your retirement up to a maximum of two years and let your pension commence earlier than on the standard retirement age (as of 60 years). If you retire earlier, please take into account that your pension accrual is reduced in time and that the accrued pension has to be paid out over a longer period of time. Hence, your pension benefit will be less.

Date of Birth: Standard Retirement Age: Advanced Retirement Age:
Before 1 January, 1953 60 years 60 years
1953 62 years 60 years
1954 63 years 60 years
1955 64 years 60 years
As of 1 January, 1956 65 years 60 years

Defer retirement

You can also defer your retirement (in consultation with your employer and provided that you continue working) after the AOV retirement age, but ultimately with 5 years. Deferral of your pension benefit can result in a considerably higher pension income. Your pension benefit starts later and is paid out over a shorter period.

Date of Birth: Standard Retirement Age: Deferred Retirement Age:
Before 1 January, 1953 60 year 65 years
1953 62 years 67 years
1954 63 years 68 years
1955 64 years 69 years
As of 1 January, 1956 65 years 70 years