From individual savings

Personal savings for additional pension is also possible. You can use these to retire earlier or to increase your pension. The pension fund does not offer any options for individual savings, but the Board still has to decide on the possibility of the purchase of additional years of service. There are various alternatives to save for extra pension, such as private saving, investments, an annuity, or you can accrue capital from your house or from shares.


You can take out annuity insurance or single premium policy. For annuity insurance you pay a monthly premium, for a single premium policy you pay a lump sum. At a certain moment in time the insurance company pays out a benefit. You can choose between a temporary or lifelong benefit. Type and length of the benefit are subject to certain conditions.